The vast majority of adults in the UK will own something worth insuring; whether it is a domestic property, a family pet or an expensive mobile phone, you need to know the things that matter to you are fully protected. In this challenging economic climate, many are searching to cut corners without reducing the quality of the service received, especially when it comes to their insurance policies. This article has been composed to help you make smart decisions when it comes to insurance.
Once you have found a provider that offers the level of cover you want at a reasonable price, we tend to forget about it for the next 12 months and simply either pay the premium up front or divvy it up into monthly repayments. The letter then arrives to offer a renewal; if the price seems fair then the cover just continues and this is where you could be going wrong. Take a moment to use a search comparison site and you could find the same type of insurance for a much better price, don’t be sucked in to the simplicity offered by your current insurer.
Whether its buildings and contents or contents insurance only, home insurance can be pricy. To make sure you are getting the very best deal, be sure to shop around and remember that you can save money by using the same insurer for multiple areas, so of your insurer offers car and home cover, ask them what sort of discount they can offer. Many customer service advisors will be told to retain customers by any means possible, so if you don’t think what is offered is fair then don’t be afraid of saying so.
It is important to remember that the majority of home insurers will only cover mobile phones in very specific circumstances and will charge a hefty sum. An efficient and cost effective way to insure your phone is through specialist mobile insurance companies; a quick online search will show you the high level of cover available for miniscule prices and cover can start from the moment you make the enquiry.
If you are looking for a way to make the monthly income stretch a little bit further, consider assessing your various insurance policies and see how much you could save by making the switch to more affordable alternatives. By making just a few online enquiries you could find the savings are significant, giving you a little more space to breathe at the end of each month
Sophie was spending a small fortune on insuring the necessities each month, but by spending a little time researching online, she managed to halve the amount spent on insurance through choosing specific mobile insurance and combining her home and car cover with the same company.